You choose how much you'd like to put down as a deposit, how long you want your agreement to last, and how many miles you expect to drive each year. Your local Dealer will then work out your monthly payments and Optional Purchase Payment (balloon). The Optional Purchase Payment is the amount you’ll need to pay at the end of your agreement if you want to own your Mercedes-Benz.

The responsibility, cost and arrangements for taxing and maintaining the vehicle over the term of the agreement will stay with you.

With Mercedes-Benz Agility (Personal Contract Plan), you choose the following:

1. How much you'd like to put down as a deposit.

2. How long you want your agreement to last.

3. How many miles you expect to drive each year.

By having an Optional Purchase Payment (balloon) at the end of your agreement, you benefit from lower monthly payments than if you had paid the whole amount across the term on a Hire Purchase Agreement. Mercedes-Benz Financial Services UK Ltd also helps to protect you against any unexpected fall in the value of your vehicle by allowing you to return the vehicle at the end of the agreement, without paying the Optional Purchase Payment (balloon).

When all monthly payments have been made, at the end of your agreeement you can choose the end of contract option which suits you best at that time, depending on your personal circumstances. For more information on the end of contract options, please see the Agility Finance Breakdown below.

Ahead of taking out an agreement with us, please click here to see the documents that you will be sent.

At the start of your agreement you’ll need to pay your chosen deposit amount. Throughout your agreement you’ll then make monthly payments. At the end of the agreement, providing you’ve made all the necessary payments, you’ll have three options available to you:
-Buy a new Mercedes-Benz.
-Keep your Mercedes-Benz.
-Return your vehicle.

You need to make all outstanding monthly payments and after that you can do one of the following: purchase your van outright, use its value to help buy your next Mercedes-Benz, or return it. And you don’t need to decide until the end of your agreement nears. For more information please see below to view the End of Agreement Options.

We always recommend you get an indicative valuation for your vehicle before your agreement ends. This'll help you make an informed decision on which option will be best for you based on whether the market valuation of your vehicle is higher or lower than the final Optional Purchase Payment (balloon). For more information on how the value of your vehicle can affect your end of contract options, please speak to your local Dealer.

When taking out an agreement, Mercedes-Benz Financial Services UK Ltd will send you three documents: Your Finance Agreement Explained (reference only), Pre-contract Credit Information (reference only), and your Finance Agreement, which will require your signature.

To help you understand your agreement and make sure it’s the right plan for you, Mercedes-Benz Financial Services UK Ltd has included samples of each document below for you to read before taking out an agreement. Any financial data in both the Pre-contract Credit Information and Agreement documents is for illustrative purposes only. Information specific to your agreement will be sent to you if you decide to go ahead with your chosen agreement.

If there are any terms we use that you’re unsure of, take a look at our Glossary.

Got a question? Please speak to your local Dealer – you’ll find their details here.