Additional Cover -
GAP Insurance

GAP (Guaranteed Asset Protection) Insurance

Mercedes-Benz GAP Insurance

GAP (Guaranteed Asset Protection) Insurance

Your car is a precious investment and it’s important to make sure it’s protected. If your vehicle were to be written off by your motor insurers and they only paid out market value, this is where GAP Insurance would come in. This insurance can cover the shortfall between that motor insurance pay-out and the original invoice purchase price when you first took ownership of the vehicle.

Mercedes-Benz GAP Insurance is also available for Hire & Reward customers.

Speak to your Business Manager who will be able to assess your needs and offer you a suitable product.

How GAP works


GAP Insurance

How GAP works


GAP Insurance
    • What is Mercedes-Benz Combined GAP Insurance?

      What is Mercedes-Benz Combined GAP Insurance?

      Mercedes-Benz Combined GAP Insurance means you won't incur financial loss if your vehicle is written off and is not replaced by your motor insurer; when your motor insurer may only pay out the market value at the time of the loss.

      CLA Coupé
      *This diagram is an illustrative example.
    • Does Mercedes-Benz GAP apply for finance and cash buyers?

      Does Mercedes-Benz GAP apply for finance and cash buyers?

      Yes, we offer cover for customers who finance their vehicle or pay for it with cash.

      Cash buyers
      GAP Insurance makes up any shortfall between your motor insurance settlement offer and the original purchase invoice price.

      Finance
      GAP Insurance makes up any shortfall between your motor insurance settlement offer and the original purchase invoice price, or if greater the shortfall between the finance settlement.

    • What is Mercedes-Benz Lease GAP?

      What is Mercedes-Benz Lease GAP?

      In the event of your vehicle being written off, Mercedes-Benz Lease GAP Insurance is designed to protect you against the risk of any shortfall in your lease agreement. Following the comprehensive motor insurance settlement, Lease GAP Insurance will pay the difference between this and the cost to clear your lease agreement and help you start a new one.

    • Where can I purchase Mercedes-Benz GAP Insurance?

      Where can I purchase Mercedes-Benz GAP Insurance?

      The product can be purchased through participating Mercedes-Benz Retailers. For more information on eligibility and exclusions, please ask your Business Manager.

    • Why choose Mercedes-Benz GAP Insurance?

      Why choose Mercedes-Benz GAP Insurance?

      Please speak to your Retailer who will find the right cover for you.

      • Choose from 12 to 48 months’ cover; customers who lease their vehicle can choose up to 60 months cover
      • We have cover available for taxi, courier or chauffeur drivers.
      • Peace of mind that our administrators will deal with your claim on your behalf
      • We will cover your motor insurance excess up to £250, whether the claim is your fault or not.

    GAP Insurance examples


    How GAP Insurance pays out

    GAP Insurance examples


    How GAP Insurance pays out

    • Combined GAP Insurance example

      Combined GAP Insurance example

      If you paid £18,500 for your vehicle and it's written off and your motor insurance company agree to pay out £12,000, the Mercedes-Benz Combined GAP Insurance pay-out of £6,500 will make up the shortfall between the price you originally paid.

    • Lease GAP Insurance example

      If your vehicle is written off and your motor insurance company agree to pay out £12,000 but you still owe £18,500 on your lease agreement, Mercedes-Benz Lease GAP Insurance will pay-out of £6,500 to clear your lease agreement and help you start a new one.

    Mercedes-Benz GAP Insurance details


    Mercedes-Benz GAP Insurance details

    Mercedes-Benz GAP Insurance details


    Mercedes-Benz GAP Insurance details

    Click the link below to discover more about GAP features.

    Make a claim


    To make a claim.

    Make a claim


    To make a claim.

    Make a claim.

    Make a claim.

    To make processing your claim easier, please make sure you have the following documents ready:

          - Your finance agreement
          - Your finance settlement figure
          - The motor insurers offer of settlement, including excess amount
          - Motor insurance certificate and schedule
          - Vehicle invoice including GAP Insurance payment
          - A signed document to allow the administrator to speak to your motor insurers on your behalf

    The easiest way to do this is by visiting our Motor and Ancillary Insurance claims page.

    Claim by phone.

    Claim by phone.

    If you'd prefer, you can call us on 01279 456 507 to register your claim over the phone.
    We're open 9:00am - 5:00pm Monday to Friday and Saturday 9:00am - 12:00pm.

    Next steps.

    When we've received all of the information, your claim handler will be in touch with you.

    Next steps.

    When we've received all of the information, your claim handler will be in touch with you.

      Motor Insurance

      Motor Insurance

      Superb cover comes as standard with Mercedes-Benz Motor Insurance.

      Extended Warranty

      Extended Warranty

      Designed to help protect you against sudden or unexpected repair bills, and keep it running at its peak.

      Contact Us

      Contact Us

      We pride ourselves on excellent customer service. If there is anything we can do to help you, our dedicated support team will happily help you with your query.

      This policy is underwritten by AXA France IARD S.A. (Financial Conduct Authority registration number 203184). AXA France IARD S.A. is authorised and regulated in France by the Autorité de Contrôle Prudentiel et de Résolution and is deemed authorised and regulated by the Financial Conduct Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. The company is registered in England (AXA France IARD S.A. Branch – UK branch registration number: BR020493) with its registered address at Building 7, Chiswick Park, 566 Chiswick High Road, London, W4 5YG. The head office of the company is located at 313 Terrasses de l’Arche, 92727 Nanterre Cedex, France. The company is a Société Anonyme incorporated under the laws of France and has a share capital of Euro 214,799,030. This policy is administered by Global Insurance Management Ltd on behalf of AXA France IARD S.A. Global Insurance Management Ltd is authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA’s register by visiting the FCA’s website at www.fsa.gov.uk/register/home.do.