If you want to buy the latest model or try something different, arrange an appointment with your local Showroom to get a valuation of your current vehicle. Whilst you’re there, they can organise a test drive and provide quotes for your next Mercedes-Benz, taking into account the valuation of your current vehicle and any outstanding finance.

For a Mercedes-Benz Showroom or third party to settle your finance, all monthly payments, plus the Optional Purchase Payment (balloon) and Option to Purchase Fee of £10 need to be paid before, or on the agreement end date.

If you want to continue driving your current vehicle you can buy your Mercedes-Benz outright by paying all your monthly payments due under the agreement, including the final monthly payment, then pay the Optional Purchase Payment (balloon) and Option to Purchase Fee of £10. This'll complete the purchase of your Mercedes-Benz, leaving you free to carry on enjoying your vehicle, which you now own.

Alternatively, you may be able to refinance the Optional Purchase Payment (balloon) over 12-60 months, depending on the age of the vehicle. As this will be a new agreement this will require a new finance application for a Hire Purchase agreement, assessment of affordability and a credit check which you'll need to consent to if you choose to refinance.

Please be advised that due to the changes in interest rates it’s not a guarantee that the refinance quote will match your current monthly payments. To go ahead with this option, you’ll need to contact Mercedes-Benz Financial Services UK Ltd between 90 - 30 days before the end of your agreement by emailing firstclassfinish@mercedes-benz.com. Please include your agreement number and vehicle registration number.

As long as your monthly instalments have been paid, you can return your vehicle. There are two ways to do this: you can return your vehicle to your local Showroom by booking an appointment with them, or you can arrange for it to be collected by Mercedes-Benz Financial Services UK Ltd’s logistics partner, British Car Auctions (BCA) at least 30 days before the Optional Purchase Payment (balloon) is due. To arrange for collection via BCA, please contact your local Showroom or call 0370 847 0700. Lines open: Monday – Friday, 9am – 5pm, excluding bank holidays.

When you return your Mercedes-Benz, it will be assessed against the Vehicle Return Standards (VRS) and Charges Matrix. After the vehicle's return, you’ll be invoiced for any applicable charges due under the agreement, including extra days’ rental, excess mileage (the pence per mile charge for going over your agreed mileage can be found in your original agreement) and damage charges outside fair wear and tear. Please check your agreement for further details on what we may charge. Find tips on keeping your car in shape and how to reduce any fees here where you can also download or print our VRS guidelines.

Please make sure the V5, MOT and spare key (where applicable) are returned with your vehicle.

You may have the right to end your agreement early, if that’s something you’d like to do. For full details, visit the FAQs.

For more help and information on what could be the best option for you, get in touch with your local Showroom.

Make an appointment with your local Showroom for an indicative valuation of your current vehicle. They can organise a test-drive and provide quotes for your next Mercedes-Benz, taking into account the indicative valuation of your current vehicle and any outstanding finance.

When you’ve made all of your monthly payments and paid the Option to Purchase Fee of £10 (where applicable), you’ll own the vehicle outright. At this point, you’re also free to sell it to a third party.

Although the majority of our customers will choose to take ownership of their vehicle at the end of the agreement, you also have the contractual right to return your Mercedes-Benz once you have made all of your monthly payments.

You can voluntarily terminate your agreement and return your vehicle to us if you’ve paid us 50% of the total amount payable under the agreement.

If you haven’t reached the point where you have paid the 50% of the total amount payable there will be a shortfall outstanding.

You can still exercise your right to voluntary terminate without settling the full amount outstanding, and we can arrange for this to be settled in more manageable payments.

To discuss this option further, you’ll need to contact Mercedes-Benz Financial Services UK Ltd between 9am – 5pm, Monday to Friday, excluding bank holidays. For full details, visit the FAQs.

Return your vehicle back to your local Showroom. Together, you'll complete an appraisal of your vehicle and understand if there are any additional fees to pay under the agreement including excess mileage, damage or service history related charges.

If Mercedes-Benz Financial Services UK Ltd don’t hear from you beforehand, the preferred collection agents, British Car Auctions will be in contact around 30 days before the end of your contract to book your collection. You can arrange to have your vehicle inspected and collected at your home address or place of work.

When you’ve returned your vehicle, we hope you’ll lease another Mercedes-Benz with Mercedes-Benz Financial Services UK Ltd, subject to new credit checks at the time of your application. Ask your local Showroom for more details, as you approach the end of your agreement.

For more information on the returns process, including the Vehicle Return Standards (VRS) see the FAQs.

Return your vehicle back to your local Showroom. Together, you’ll complete an appraisal of your vehicle and understand if there are any additional fees to pay under the agreement including excess mileage, damage or service history related charges.

If Mercedes-Benz Financial Services UK Ltd don’t hear from you beforehand, the preferred collection agents, British Car Auctions will be in contact around 30 days before the end of your contract to book your collection. You can arrange to have your vehicle inspected and collected at your home address or place of work.

When you’ve returned your vehicle we hope you’ll lease another Mercedes-Benz with Mercedes-Benz Financial Services UK Ltd, subject to new credit checks at the time of your application. Ask your local Showroom for more details, as you approach the end of your agreement.

For more information on the returns process, including the Vehicle Return Standards (VRS) see the FAQs.