Insurance

Insurance to cover your needs

Welcome to Mercedes-Benz Insurance. Here you’ll find all the information you need on Insurance products for your Mercedes-Benz.

First Cover

How First Cover works

With First Cover, you can drive away with up to 5 days free insurance cover when you buy a new or used Mercedes-Benz from a Mercedes-Benz Showroom. You’ll also receive a quote for Mercedes-Benz Motor Insurance.


Please note if you choose First Cover, this will need to be put in place to be started on the day you take delivery of your car.

Two people sat in a showroom, looking at information on a tablet device.

Mercedes-Benz First Cover features include:

  • All repairs will be carried out using Mercedes-Benz GenuineParts - keeping your Mercedes-Benz in the best condition.
  • Guaranteed repairs at a Mercedes-Benz Authorised Repairer.
  • Use of a courtesy car whilst your car is being repaired.
  • 24 hour UK recovery in the event of an accident.
  • Electric Mercedes-Benz cover including battery, charging cables and wall boxes against accidental damage, fire and theft.
  • Up to £1,000 cover for replacement vehicle keys and locks. 
  • Unlimited Child Car Seat Cover.
  • New Car Replacement - if your car is under a year old and is either stolen or not recovered, we'll replace your car with a new car of the same make, model and specification.

Please read the policy wording for full terms, conditions, exclusions and excesses.

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Mercedes-Benz First Cover features include:

Mercedes-Benz Van Insurance

Monthly Subscription - Included as standard.

Cover summary

Included as standard

  • Guaranteed repairs at a Mercedes-Benz Authorised Repairer using Genuine Parts
  • Courtesy van - use of a car-derived van whilst your van is being repaired, subject to availability
  • Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
  • 24 hour UK recovery in the event of an accident
  • Up to £500 cover for replacement vehicle keys and locks
  • Cover for personal accidents involving the van up to £5,000 and medical expenses related to an accident up to £100 per claim per person
  • Personal belongings cover up to £300
  • Up to £300 cover for tools damaged or stolen whilst in your van
  • Windscreen cover - the cost of repairing or replacing your windscreen
  • 90 days’ full policy cover in a 12-month period when you visit the EU

Please read the policy wording for full terms, conditions, exclusions and excesses.

A person sat on a sofa looking at a tablet device.

Mercedes-Benz Motor Insurance features include:

  • Guaranteed repairs at a Mercedes‑Benz Authorised Repairer Using Mercedes‑Benz Genuine Parts
  • Use of a courtesy car whilst your car is being repaired, or up to 14 days if your vehicle is stolen and not recovered or a total loss.
  • Uninsured driver promise - protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
  • Roof box cover up to £1,000 24 hour UK recovery in the event of an accident
  • Replacement child car seats in the event of an accident
  • 90 days' full policy cover in a 12-month period when you visit the EU
  • Up to £1,000 cover for replacement vehicle keys and locks
  • Cover for personal accidents involving the car up to £20,000 per person (up to a maximum of £60,000) and medical expenses related to a car accident up to £500
  • Car contents and personal belongings cover up to £1,000
  • Electric Mercedes‑Benz cover including battery, charging cables and wall boxes against accidental damage, fire and theft 
  • New Car Replacement - if your car is under a year old and is either stolen or not recovered, we’ll replace your car with a new car of the same make, model and specification
  • Windscreen Cover as standard

 

 

Please read the policy wording for full terms, conditions, exclusions and excesses.

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No Claims Bonus Protection

Allows you to make one claim in a 12 month period without reducing your No Claims Bonus.

 

Motor Legal Protection

Covers you for legal costs up to £100,000 when you’re in a road traffic accident that wasn’t your fault.

 

Excess Assist

Allows you to claim back your excess on damage, theft and fire claims.

If you purchased a policy before the 1st November 2024 and need to make a claim please call 0344 4933 231

Mercedes-Benz Insurance Services UK Limited is registered in England and Wales under company number 03510012. Registered office: Delaware Drive, Tongwell, Milton Keynes, England, MK15 8BA. Mercedes-Benz Insurance Services UK Limited is authorised and regulated by the Financial Conduct Authority with firm reference number 311715.

All Mercedes-Benz motor and van policies are arranged and administered by Wrisk Transfer Limited, registered in England and Wales under company number 10657213. Registered office: 45 Gresham Street, London, EC2V 7BG. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority (FCA) firm reference number 788062. The FCA’s register can be checked for details of permissions, history and contact details.

Mercedes-Benz Insurance Services UK Limited registered in England and Wales under company number 03510012. Registered office: Delaware Drive, Tongwell, Milton Keynes, England, MK15 8BA. Mercedes-Benz Insurance Services UK Limited is authorised and regulated by the Financial Conduct Authority firm reference number 311715.


Wrisk Transfer Limited offers insurance products from a range of insurers.


This insurance is underwritten by Highway Insurance Company Limited.


Allianz is a trading name of Highway Insurance Company Limited which is part of the Allianz Group, registered in England and Wales number 3730662. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.
 

Please read the policy wording for full terms, conditions, exclusions and excesses.
 

We may decline a quote in some circumstances.

Mercedes-Benz Insurance Services UK Limited is registered in England and Wales under company number 03510012. Registered office: Delaware Drive, Tongwell, Milton Keynes, England, MK15 8BA. Mercedes-Benz Insurance Services UK Limited is authorised and regulated by the Financial Conduct Authority with firm reference number 311715.


All Mercedes-Benz motor insurance policies are arranged and administered by Wrisk Transfer Limited, registered in England and Wales under company number 10657213. Registered office: 45 Gresham Street, London, EC2V 7BG. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority (FCA) with firm reference number 788062. The Financial Services Register can be checked for details of permissions, history and contact details.


This insurance is underwritten by Highway Insurance Company Limited.


Allianz is a trading name of Highway Insurance Company Limited which is part of the Allianz Group, registered in England and Wales number 3730662. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.

 

Please read the policy wording for full terms, conditions, exclusions and excesses.

We may decline a quote in some circumstances.

Extended Warranty

Mercedes-Benz Extended Warranty has been carefully designed for your Mercedes-Benz and with you in mind.

About Commercial Insurance

About Commercial Insurance

Nothing beats the feeling of a perfect fit, whether it's a handmade suit or bespoke commercial insurance. At Mercedes-Benz Commercial Insurance, every solution we create is unique. We have the expertise and the commitment to make sure you get the protection you need for your business.


At Mercedes-Benz Commercial Insurance, every solution created is unique. The expertise and commitment provided will make sure you get the protection you need for your business.

Mercedes-Benz Commercial Insurance looks after everything from your staff and vehicles to company liability, equipment and premises as well as risk from cyber attacks. So you can get on with doing what you do best, running your business, knowing it is covered by a bespoke solution.

Call us on 0345 600 3429 or email corporateinsurance@mercedes-benz.com.

Our opening hours are Monday - Friday 8:30am - 5:00pm

FAQ Insurance

FAQ – Insurance.

Here you will find an overview of the most frequently asked questions on the topic of “Insurance”.