Additional Cover -
Minor Damage Insurance

Minor Damage Insurance


What is Minor Damage Insurance?

Minor Damage Insurance is designed to help keep your Mercedes-Benz in showroom condition. The insurance covers minor dents, chips, light scratches and scuffs, meaning you won’t need to claim on your motor insurance policy.

Minor Damage Insurance


What is Minor Damage Insurance?

Minor Damage Insurance is designed to help keep your Mercedes-Benz in showroom condition. The insurance covers minor dents, chips, light scratches and scuffs, meaning you won’t need to claim on your motor insurance policy.

    • How does Minor Damage Insurance work?

      How does Minor Damage Insurance work?

      In the unfortunate event your vehicle incurs minor damage, such as minor dents to body panels, light scratches or scuffs and chips; Mercedes-Benz Minor Damage Insurance will cover this damage, assisting you in maintaining the showroom appearance.

      Minor damage insurance is available for Mercedes-Benz vehicles being used for private use and commuting. Vehicles being used for business (excluding Hire and Reward) are also covered, up to a total annual mileage of 20,000 miles.


      This product will cover:

      • Minor dents to body panels, light scratches or scuffs where the damage does not exceed 15cm in diameter.
      • Chips are covered up to 1.5mm in diameter.

      In the event of a claim, our Mercedes-Benz approved used repairer will contact you to arrange a convenient time and place to carry out the repairs.

      If your vehicle has been financed with Mercedes-Benz Finance, Minor Damage Insurance may help prevent additional charges for minor damage when returning your vehicle at the end of your agreement. Click here to see full Vehicle Returns Standards.

    • Why choose Minor Damage Insurance?

      Why choose Minor Damage Insurance?

      Minor damage insurance has many features, these include:
      • Policy terms available from 12, 24, 36 or 48 months which can complement the term of your finance agreement.
      • A contribution of up to £250 towards a Bodyshop repair, in the event that the damage is too severe for Minor Damage repair techniques.
      • A total claims limit of £3,000 in repairs throughout the policy lifetime.
      • Claims are registered by phone, so there is no paperwork to complete.
      • Nationwide cover on all mobile repairs.
      • The Mercedes-Benz UK paintwork warranty will not be invalidated by repairs.
      • Repairs do not invalidate the Mercedes-Benz warranty.
      • Repairs are carried out at a convenient time and place for you.
      • Cover for minor dents to body panels, light scratches or scuffs where the damage does not exceed 15cm in diameter, chips are covered up to 1.5mm in diameter.
    • Where can I purchase Mercedes-Benz Damage Insurance?

      Where can I purchase Mercedes-Benz Damage Insurance?

      The product can be purchased through participating Mercedes-Benz Retailers. For more information on eligibility and exclusions, please ask your finance expert.

    To make a claim

    To make a claim

    Claim online
    To register a new claim, simply use the link below to access our Online Claims Registration App

    If the claim is covered by the policy, the claim will be passed to the mobile repairer who will contact you directly to arrange an appointment.

    Claim by phone
    Alternatively you can contact us on 01279 456 507 to register your claim over the phone.

    We are open 9:00am - 5:00pm Monday to Friday and Saturday 9:00am - 12:00pm

    If your claim is covered by the policy, it will be passed to a mobile repairer who will be in touch with you.

    The insurance is accepted and underwritten by Acasta European Insurance Company Ltd which is managed on behalf of AutoProtect (MBI) Limited. Acasta European Insurance Company Ltd, 5/5 Crutchett’s Ramp, Gibraltar, GX11 1AA is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their FCA registration number is 456936. AutoProtect (MBI) Ltd is authorised and regulated by the Financial Conduct Authority. FCA No. 312143.

      Motor Insurance

      Motor Insurance

      Superb cover comes as standard with Mercedes-Benz Motor Insurance.

      Extended Warranty

      Extended Warranty

      Designed to help protect you against sudden or unexpected repair bills, and keep it running at its peak.

      Contact Us

      Contact Us

      We pride ourselves on excellent customer service. If there is anything we can do to help you, our dedicated support team will happily help you with your query.

      Mercedes-Benz Insurance is a trading name of Daimler Insurance Services UK Limited. Registered Office: Tongwell, Milton Keynes, MK15 8BA. Registered in England No. 3510012. We are authorised and regulated by the Financial Conduct Authority. We are an independent intermediary dealing with selected insurers in respect of annual insurance. For mutual security calls are recorded and monitored for training purposes.