At Mercedes-Benz we believe a great driving experience should be matched by an equally great ownership experience. That's why Mercedes-Benz Financial Services UK Ltd puts as much thought, time and effort into designing finance options for your Mercedes-Benz.

Before deciding the best way to finance your Mercedes-Benz, you'll need to assess the suitability of the product including the features, benefits and any risks associated with it. For more information about our finance products visit our Finance Products FAQ page

How much does car finance cost?

The cost will depend on the type of finance product you choose, how long you’ll be paying it back and the interest rate charged on the agreement. The larger the deposit you put down at the start, the lower the monthly payments will be and the lower the total amount of interest you'll pay. The longer the term the lower the repayments but also the more interest you'll pay. Please speak to your local Showroom for further information on the finance products available for your Mercedes-Benz.

We’re now asking all customers who take out a new finance agreement with us to sign an extra document. This will explain the full details of any commission we’ll pay the Agent or Dealer for introducing our products and services. It will make clear that because we’re paying the commission, the Agent or Dealer will have a financial interest in the arrangement and may not have introduced you impartially. This change makes sure our customers are fully informed and understand the commission before entering into the finance agreement.

This letter should be provided to you in good time before you apply for finance.

*Terms and Conditions:

Over 18s only.

Guarantees may be required. 

Your vehicle may be worth less than the final repayment value at the end of your contract due to market conditions. 

Contract Hire is not available to any customer intending to use the vehicle for hire and reward purposes, for example: taxis, short term hire organisations, body-shop usage, driving schools or replacement vehicle insurance claim business.

UK residents only.

During the term of the agreement, the vehicle must be serviced and maintained in accordance with the manufacturer's published service intervals within the Approved Workshop network.

Credit provided subject to status by Mercedes-Benz Financial Services UK LTD, MK15 8BA.

**Vehicle Excise Duty (VED) is included for the first year only when purchasing a new car on an Agility (Purchase Contract Plan), Hire Purchase or Operating Lease agreement. After the first year, it’s the customers responsibility to arrange the VED. For Contract Hire, VED is included for the whole duration of the agreement.

From 1 April 2025, electric (EVs), zero or low emission vehicles will need to pay Vehicle Excise Duty (VED). For more information on VED, please visit www.gov.uk/vehicle-tax.

The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. MBFS does not provide tax advice, therefore for specific VAT or tax advice relating to a customer's particular set of circumstances, they should contact their own HMRC officer or usual VAT tax adviser.

Here you’ll find an overview of the most frequently asked questions.