Mercedes-Benz Finance Lease

Finance Lease allows your vehicle to appear as an asset on your balance sheet, without the option of ownership as you hire a vehicle for a fixed period.

How Finance Lease Works

At the start of your agreement you decide on the length of your agreement and pay an agreed number of advanced rentals up front. These rentals are based on the vehicles value over the term of your agreement.

Alternatively you could opt for a lump sum payment. This option features a large payment that is due at the end of the agreement. This will reduce your regular payments.

Then throughout your agreement you make regular instalments until your agreement comes to an end.

Finance Lease features include:

• Fixed regular payments enable you to easily budget.

• The vehicle is an asset on the balance sheet, therefore tax allowances may be  deducted from taxable profits.

• Payments are not based on annual mileage


At the end of your agreement

You have three options to choose from:

Option 1: Extend your agreement. 

Continue to use the vehicle for a further agreed period and pay a ‘peppercorn’ payment equal to one month’s rental per annum.


Option 2: Sell your vehicle to an independent third party.

We will invoice the third party and return 95% of the sales proceeds to you.


Option 3: Return the vehicle and we will sell it on your behalf.

We will sell the vehicle on your behalf and will return 95% of the proceeds to you (minus any reseller fees).