Mercedes-Benz Non-motor Insurance

Insurance and Additional Cover.



The Mercedes-Benz approved Minor Damage Insurance has been designed to maintain the appearance of your vehicle, and help to keep it in showroom condition.



What does Minor Damage Insurance cover?

In the unfortunate event your vehicle incurs minor damage, such as minor dents to body panels, light scratches or scuffs and chips; Mercedes-Benz Minor Damage Insurance will cover this damage, assisting you in maintaining the showroom appearance.

Mercedes-Benz Minor Damage Insurance is available for Mercedes-Benz vehicles being used for private use and commuting. Vehicles being used for business use (excluding Hire and Reward) are also covered, up to a total annual mileage of 20,000 miles.

This product will cover:

- Minor dents to body panels, light scratches or scuffs where the damage does not exceed 15cm in diameter.
- Chips are covered up to 1.5mm in diameter.


In the event of a claim, our Mercedes-Benz approved used repairer will contact you to arrange a convenient time and place to carry out the repairs.

If your vehicle has been financed with Mercedes-Benz Finance, Mercedes-Benz Minor Damage Insurance may help prevent additional charges for minor damage when returning your vehicle at the end of your agreement. Click here to see full Vehicle Returns Standards

Minor Damage Insurance features include:

  • Policy terms available from 12, 24, 36 or 48 months which can complement the term of your finance agreement.
  • A contribution of up to £250 towards a Bodyshop repair, in the event that the damage is too severe for Minor Damage repair techniques.
  • A total claims limit of £3,000 in repairs throughout the policy lifetime.
  • Claims are registered by phone, so there is no paperwork to complete.
  • Nationwide cover on all mobile repairs.
  • The Mercedes-Benz UK paintwork warranty will not be invalidated by repairs.
  • Repairs do not invalidate the Mercedes-Benz warranty.
  • Repairs are carried out at a convenient time and place for you.
  • Cover for minor dents to body panels, light scratches or scuffs where the damage does not exceed 15cm in diameter, chips are covered up to 1.5mm in diameter.

Where can I purchase Mercedes-Benz Minor Damage Insurance?

To make a claim.