How Agility works

At the start of an Agility agreement, you decide an amount you would like to put down as a deposit and decide the term of your agreement as well as your annual mileage. Your Finance Specialist will advise you of the Guaranteed Future Value of your chosen vehicle, which offers you the reassurance of knowing exactly what you will need to pay to own the vehicle outright in the future (this is also known as the Optional Purchase Payment).  

The Guaranteed Future Value helps you guard against the risk of unplanned depreciation and enables you to benefit from lower monthly payments as you are only financing a proportion of the vehicles value. Throughout your agreement you simply pay your agreed monthly payments.

Agility features include:

  • Fixed regular payments mean you can easily budget.
  • Payments are based only on a proportion of the vehicle’s value, keeping your monthly payments lower.
  • Our Guaranteed Future Value avoids the risk of unplanned depreciation of your vehicle.
  • You defer your ownership decision until the end of the agreement.
  • The vehicle is an asset on the balance sheet, therefore tax allowances may be deducted from taxable profits.